Mortgage Loan Underwriter - Remote | WFH Job at Get It Recruit - Real Estate, Altadena, CA

d3RvaVBuSEQ0V2RONWdrTjU4YlVreGFONVE9PQ==
  • Get It Recruit - Real Estate
  • Altadena, CA

Job Description

Are you passionate about making smart lending decisions and want to join a dynamic and fast-growing team? We're looking for a dedicated Mortgage Loan Underwriter to evaluate borrower financial and credit information and ensure smooth processing of loans. Whether you prefer working in a local office or from the comfort of your home, this role offers flexibility and the chance to contribute to a thriving organization.

Key Responsibilities:

- Underwrite and make decisions on various types of residential mortgage loans, including Conventional, Jumbo, FHA, and VA.
- Review and verify financial documents and ensure loan files are complete with all necessary credit and legal documents.
- Analyze appraisal reports and resolve any discrepancies to ensure accurate valuations.
- Conduct thorough assessments of applicant income, expenses, assets, credit reports, and property valuations to confirm loan eligibility.
- Calculate qualifying ratios and assess creditworthiness, providing thoughtful risk assessments and opinions.

What We're Looking For:

- Experience underwriting VA, FHA, Conventional, and Jumbo loans.
- At least 4 years of underwriting experience, with a strong preference for those with experience in FNMA, FHLMC, and Non-Conforming mortgages.
- Familiarity with Desktop Underwriter (DU) and Loan Prospector/Loan Product Advisor (LP/LPA).
- Solid understanding of the mortgage lending process and the ability to perform necessary loan calculations (DTI, LTV, etc.).
- Skilled in preparing findings reports and handling multiple files efficiently.
- Excellent written and verbal communication skills, with a collaborative approach to working in a team environment.
- A proactive mindset with a desire to continuously grow and evolve in the field.

What We Offer:

- A comprehensive benefits package, including health insurance and a 401(k) plan.
- Competitive salaries and a supportive, upbeat team environment.

If you're ready to make a meaningful impact and grow with us, we'd love to hear from you!
Employment Type: Full-Time
Salary: $ 40,000.00 140,000.00 Per Year

Job Tags

Full time, Local area,

Similar Jobs

Sylvan Learning

SAT/ACT Tutor Job at Sylvan Learning

 ...seeking smart, dynamic individuals to work with our high school students on preparing for the SAT and ACT. Math, reading, and writing tutoring of individual students from elementary school through high school is also available.In this role, you will be delivering our... 

Community Medical and Dental Care Inc

Bookkeeper Job at Community Medical and Dental Care Inc

 ...Community Medical & Dental Care, a busy multi-specialty health center located inMonsey, NY, is looking to hire an experienced Bookkeeper. We are seeking an organized and detail-oriented accounting professional with experience in accounts payable. This is a full-time,... 

Chicago Nannies, Inc.

FT Live-In Nanny - JC 0372 - Old Town - 40 hours/weekly Job at Chicago Nannies, Inc.

 ...Job Description : Old Town family of 4 - single mother and three daughtersis seeking an experienced Live-In Nanny. The ideal candidate is seeking a long-term position with a loving family. Start as soon as possible. Schedule: Guaranteed 40 hours, M-F, 7:00am-9:00... 

Department of Consumer Affairs

Enforcement Investigator Job at Department of Consumer Affairs

 ...III, the Program Representative I (PR I) enforces the laws and regulations governing auto repair and smog check and independently investigates consumer complaints. The PR I performs the full range of duties, as specified in the Bureau of Automotive Repairs Enforcement... 

Gutierrez Insurance Agency

Licensed Life and Health Insurance Agent Job at Gutierrez Insurance Agency

 ...opportunity for those looking for a flexible schedule while working from home. There is a ton of room for advancement through the utilization...  ...: Be honest and trustworthy Have a General Life & Health License or be willing to obtain one Be comfortable speaking...